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Seven Deadly Sins for Security Clearance Holders and Applicants

Posted by Dan Meyer, Esq. and Lachlan McKinion, Esq.
security clearance holders

Obtaining and maintaining a security clearance is required for any federal employees or contractors who work with classified information. Clearance holders face scrutiny over a wide variety of personal and professional factors.

First, clearance holders and applicants bear the burden of proving they are security-safe; the federal government’s burden in bringing security concerns against them is tiny. So, one has to lead one’s life in a manner that is constantly collecting evidence and witnesses capable of clearing your name if you are fingered.

There are many common reasons for security clearance denials and potential revocations, including financial, personal, and legal concerns, and each factor may impact your continued eligibility.

Understanding Security Clearances

A security clearance grants individuals eligibility for access to classified information, which is required for roles involving any level of national security. The local agency or command grants the actual access, called “need to know.”  These are two very different decision-making processes.

The federal government follows strict adjudicative guidelines when assessing applicants and clearance holders, focusing on factors like allegiance to the United States, financial responsibility, and overall character. The “whole-person” concept is applied during evaluations, meaning no single issue automatically disqualifies an applicant; however, a pattern of problematic behavior can lead to denial or revocation.

Applicants and holders often over-emphasize the “whole-personal analysis.”  It is simply a grant of high discretion to adjudicators to consider all the evidence, not just what is presented.

Here are seven common reasons you may run into issues with your security clearance:

One: Financial Issues and Debt

The government views financial problems as high risk, fearing that an individual with significant debt or poor financial history may be vulnerable to bribery or coercion. Holders and applicants are cautioned to keep their short-term debt below $12,000 and to not be past due on their accounts.  Many clearance holders have no short-term debt on their credit cards. Examples of financial concerns include:

  • high levels of debt;
  • bankruptcy;
  • unpaid taxes; or
  • gambling issues that lead to financial instability.

If financial issues appear on your record, demonstrating efforts to improve, such as creating a repayment plan or working with a financial advisor, can help mitigate concerns. Clear communication and evidence of financial responsibility are the best steps you can take to address these issues.

Two: Criminal History and Legal Troubles

Even minor legal troubles or misdemeanors can be enough to raise doubts about one’s reliability and integrity. The government typically looks for a history of repeated infractions, but even a single instance of criminal conduct can be problematic, especially if it suggests poor judgment or disregard for the law.

Those with a criminal history should be transparent and honest about past issues and present evidence of rehabilitation, including character references and legal resolutions, to demonstrate their commitment to responsible behavior. With criminal conduct, as with the other potential grounds for denial or revocation, transparency and truthfulness are very important during the initial application process and beyond. It is better to report even a minor legal infraction as opposed to the investigator finding the legal issue on their own.

Three: Substance Abuse Problems

The federal government adheres to a strict zero-tolerance policy. Even in states where marijuana use is legal, federal law classifies it as a Schedule 1, illegal substance. Substance abuse concerns extend beyond illegal drugs to include alcohol-related incidents that suggest a lack of self-control or poor judgment.

To mitigate this, individuals can show evidence of substance abuse treatment, abstention, and character references attesting to their reliability and judgment. In general, drug use within a year of application is likely to deny a clearance, though there are exceptions to this rule of thumb.

Four: Foreign Influence and Connections

Maintaining allegiance to the United States is a fundamental requirement for security clearance. Foreign influence or preference can lead to a denial or revocation if it suggests a risk of divided loyalties. This category includes factors like:

  • close connections with foreign nationals;
  • holding dual citizenship; or
  • possessing significant assets abroad.

Mitigating foreign influence often involves renouncing foreign citizenship, minimizing foreign financial interests, and demonstrating a commitment to U.S. loyalty. The federal government expects your undivided attention to be on your role as an American.  It is fine to have cultural or historical ties to a foreign jurisdiction, but beyond that you are supplying evidence to lose your clearance.

Five: Psychological Conditions and Mental Health

While mental health issues alone are not disqualifying, certain psychological conditions may raise concerns if they could affect an individual’s judgment or reliability. The government may deny or revoke clearance if there’s evidence of irresponsible or unstable behavior tied to mental health.

You can address these concerns by providing evidence of treatment, stability, and any support you’re receiving to maintain your mental health. The critical need for all applicants or holders with a psychological condition is to know your diagnosis, know the treatment prescribed, and be able to prove you are following that treatment.

Six: Failure to Provide Accurate Information

Lack of candor or honesty is a major red flag. Applicants and existing clearance holders are required to provide accurate and complete information on forms, like the SF-86. Omissions, exaggerations, or intentional misrepresentations can indicate a lack of reliability, trustworthiness, and integrity.

To avoid issues, approach the process transparently and be prepared to clarify or correct any discrepancies. If you’re unsure how to respond to certain questions, it’s wise to consult a security clearance attorney before submitting your initial application or updating your SF-86.

It is important to remember that if you even misstate on a form, you are revealing to security that you are sloppy.  The clearance process is not unlike a job interview.  If you present a profile that is poor, it will affect the adjudicator’s opinion of you. Inaccuracy is a security liability; show yourself inaccurate and you have shown yourself to the door.

Seven: Inadequate Background Checks

For those just beginning their cleared career, another reason for security clearance denials is an incomplete or inadequate background check. Sometimes, the information provided is difficult to verify or is insufficient to establish a complete record. For example, an applicant might have lived in foreign countries, making background verification challenging.

In such cases, gathering thorough documentation and reference materials can help present a complete and trustworthy background for security clearance reviewers.

Speak With a Lawyer for Additional Guidance

A denial or revocation of security clearance can be disheartening, especially when it jeopardizes your career in federal employment. Thankfully, you have the right to appeal, and a skilled attorney can help you address the concerns cited in the Statement of Reasons.

Find more articles about your security clearance here.

Tully Rinckey attorneys understand that issues involving security clearances can be challenging, and they will handle your matter with the attention and tact it deserves. If you have additional questions about security clearances, our team of attorneys is available to assist you today. Please call (888) 854-8006 to schedule a consultation or schedule a consultation online.

Dan Meyer, Esq. is a Partner at Tully Rinckey PLLC’s Washington, D.C. office and has dedicated more than 25 years of service to the field of Federal Employment and National Security law as both a practicing attorney and federal investigator and senior executive. He is a lead in advocating for service members, Federal civilian employees, and contractors as they fight to retain their credentialing, suitability and security clearances.

Lachlan McKinion, Esq. is an Associate in Tully Rinckey’s Washington, D.C., office, where he focuses on National Security and Security Clearance law. Lachlan’s practice includes appellate litigation before the Merit Systems Protection Board, guiding Intelligence Community and Defense clients through the security adjudication process, and representing whistleblowers before the Office of Special Counsel and various Intelligence and Defense Inspectors General.

Author

  • Dan Meyer, Managing Partner of Tully Rinckey PLLC’s Washington, D.C. office, has dedicated more than 25 years of service to the field of federal employment and national security law as both a practicing attorney and federal investigator and senior executive. Dan Meyer is a member and Vice -Chair of the National Security Lawyers Association. He is a leader in advocating for service members, federal civilian employees, and contractors as they fight to retain their credentialing, suitability, and security clearances. Mr. Meyer can be reached at [email protected] or at (888) 529-4543. Lachlan McKinion, Esq. is an Associate in Tully Rinckey’s Washington, D.C., office, where he focuses on National Security and Security Clearance law. Lachlan’s practice includes appellate litigation before the Merit Systems Protection Board, guiding Intelligence Community and Defense clients through the security adjudication process, and representing whistleblowers before the Office of Special Counsel and various Intelligence and Defense Inspectors General.

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This entry was posted on Monday, January 13, 2025 2:15 pm

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